How pay-as-you-go billing works: no upfront charges, automatic threshold billing, retries, 3-D Secure, disputes, and the non-refundable policy.
Writesure uses a postpay, pay-as-you-go model. You link a card — which charges nothing — leads accrue a balance as they’re delivered, and we charge automatically once the balance reaches your threshold. There’s no prepaid balance to top up, no minimum deposit, and no subscription fee.
Your card is saved securely by Stripe for future billing. Adding a card costs $0 — there’s no deposit and no authorization hold. (Your bank may show a temporary $0 verification that disappears on its own.)
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Leads accrue a balance
Each delivered lead adds its price to your running balance. No leads — no charges.
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We charge at your threshold
When your balance reaches your billing threshold (starting at $50), we charge your card on file for the accrued amount. You get a receipt for every charge.
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Month-end sweep
Any remaining balance below the threshold is charged at the end of the month, so every month starts at $0.
No. Adding a card charges nothing — no deposit, no hold, no fee. Your card is only charged for leads delivered to you, and only once your balance reaches your threshold or at the end of the month.
Is there a minimum deposit or monthly fee?
No. There’s no deposit, no minimum spend, and no subscription. You only pay for the leads you receive.
When exactly is my card charged?
Two triggers: when your balance reaches your threshold, and at the end of each month for any remaining balance. Example: you receive three $18 leads on Monday. Your balance is $54, which crosses the $50 threshold — your card is charged $54 and your balance resets to $0.
What is the billing threshold, and does it change?
Your threshold is the balance at which we charge your card. It starts at $50 and steps up over time as your account builds history: $50 → $200 → $500 → $1,000. A higher threshold simply means fewer, larger charges.
How much does a lead cost?
Final expense leads start at a $17 floor. You set a max bid per campaign, and our second-price auction usually settles below your max — so you often pay less. You never pay more than your max bid. See Campaign basics for how bidding works.
Could I get an expensive lead or too many leads at once?
No. You never pay more than the max bid you set, and your daily cap limits how many leads you can receive per day. You can lower either — or pause your campaign — at any time.
What happens if a payment fails?
We use automatic smart retries to recover failed charges. If a charge can’t be collected, your account may move to past due and lead delivery pauses until you update your card under Billing.
My bank asked me to verify a charge (3-D Secure)
Some card charges require extra verification from your bank (3-D Secure / SCA). When that happens, you may be prompted to confirm the charge. Approving it keeps your account in good standing and leads flowing.
Are leads refundable?
No. A delivered, exclusive lead is the product, so leads are non-refundable. The exception is our quality policy: verified invalid leads may receive a credit after review (see below).
How are quality credits applied?
When an invalid lead is verified under our lead-quality policy, the credit is netted against your next charge automatically. If a credit is larger than your current balance, the remainder carries forward to future charges.
How are disputes handled?
Each sold lead is backed by an evidence pack — the consumer’s consent certificate, IP address, timestamp, and a recording where applicable — which we use to resolve chargebacks and disputes.
Where is my card stored?
Payments are processed by Stripe, and your card is stored securely with Stripe. Writesure never sees or stores your full card number on its own servers.
When do I add a card?
After your account is approved. Linking a card doesn’t charge anything — there’s no upfront deposit or authorization hold. You can review or replace the card on file any time under Billing, as long as you don’t have an outstanding balance.
You stay in control of spend through your max bid and daily cap on each campaign. Lower either one to slow down; pause a campaign to stop entirely.